* { margin: 0; padding: 0; box-sizing: border-box; }
body { font-family: 'Segoe UI', Tahoma, Geneva, Verdana, sans-serif; line-height: 1.6; color: #333; background: #f9f9f9; }
header { background: #004d99; color: white; padding: 1rem; position: sticky; top: 0; z-index: 100; }
nav { display: flex; justify-content: space-between; align-items: center; max-width: 1200px; margin: auto; }
.logo { font-size: 1.8rem; font-weight: bold; }
nav ul { list-style: none; display: flex; gap: 1.5rem; }
nav a { color: white; text-decoration: none; font-weight: 500; }
nav a:hover { color: #a8d8ff; }

.hero { background: linear-gradient(rgba(0,0,0,0.5), rgba(0,0,0,0.5)), url('https://images.unsplash.com/photo-1588776814546-1fb8d70b0a8e?ixlib=rb-4.0.3&auto=format&fit=crop&w=1920&q=80'); 
  background-size: cover; color: white; text-align: center; padding: 8rem 2rem; }
.hero h1 { font-size: 3rem; margin-bottom: 1rem; }
.hero p { font-size: 1.3rem; max-width: 800px; margin: auto; }

section { padding: 4rem 2rem; max-width: 1200px; margin: auto; }
h2 { text-align: center; color: #004d99; margin-bottom: 2rem; font-size: 2.5rem; }

.grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(300px, 1fr)); gap: 2rem; }
.card { background: white; border-radius: 10px; overflow: hidden; box-shadow: 0 4px 15px rgba(0,0,0,0.1); text-align: center; }
.card img { width: 100%; height: 220px; object-fit: cover; }
.card h3 { padding: 1rem; background: #004d99; color: white; }

.cta { background: #00a651; color: white; text-align: center; padding: 3rem; }
.cta a { background: white; color: #00a651; padding: 1rem 2rem; border-radius: 30px; text-decoration: none; font-weight: bold; }

footer { background: #004d99; color: white; text-align: center; padding: 2rem; }
footer a { color: #a8d8ff; text-decoration: none; }

form { max-width: 600px; margin: auto; display: grid; gap: 1rem; }
input, textarea { padding: 1rem; border: 1px solid #ccc; border-radius: 5px; }
button { background: #004d99; color: white; padding: 1rem; border: none; border-radius: 5px; cursor: pointer; }

@media (max-width: 768px) { .hero h1 { font-size: 2.2rem; } nav ul { flex-direction: column; gap: 1rem; } }